Equity mutual funds are professionally managed investment funds that pool money from multiple investors to invest primarily in stocks or equities of various companies with the goal of generating long-term capital appreciation. They provide diversification by spreading investments across multiple stocks, which helps reduce risk associated with individual stocks.

Large Cap Funds
Mid Cap Funds
Small Cap Funds
Multi Cap Funds

Debt Mutual Funds A debt mutual fund is a type of investment fund that primarily invests in fixed-income instruments like government and corporate bonds, treasury bills, and other debt securities to offer more predictable and stable returns compared to equity mutual funds. These funds are managed by professionals who aim to balance steady income, capital preservation, and liquidity.

Liquid Funds: Invest in securities with a maturity up to 91 days.
Ultra Short, Low, Short, Medium, and Long Duration Funds: Vary by the average maturity of holdings, from several months to over 7 years.
Corporate Bond Funds: Primarily invest (at least 80%) in highly-rated corporate bonds.
Gilt Funds: Invest mainly in government securities.
Credit Risk Funds: Invest more in lower-rated corporate bonds, aiming for higher yield with greater risk.

Hybrid Funds

Hybrid mutual funds are investment schemes that allocate assets across multiple classes, typically combining equity (stocks) and debt (bonds or fixed-income securities) in a single portfolio to balance growth and stability. Their defining feature is diversification, which helps reduce risk while aiming for steady, balanced returns.

Types of Hybrid Mutual Funds

Conservative Hybrid Funds: Allocate 75–90% to debt and 10–25% to equity; suitable for low-risk investors seeking stability.
Balanced Hybrid Funds: Maintain 40–60% in equity and 40–60% in debt; for investors looking for equal exposure.
Aggressive Hybrid Funds: Invest 65–80% in equity, 20–35% in debt; ideal for investors prioritizing growth but wanting stability.
Dynamic Asset Allocation Funds: Actively adjust equity and debt proportions, ranging from 0–100% in either asset class as market conditions change.
Multi-Asset Allocation Funds: Invest in at least three asset classes (e.g., equity, debt, gold).
Arbitrage Funds: Exploit price differences in equity cash and derivatives exposure, with at least 65% in equity.

Top 5 Mutual Funds (5 Years Annual Returns)

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AMC	Category	Scheme Type	Scheme Name	Fund Size (₹ Cr)	Annual Return (%)
Bank of India	Equity	Flexi Cap	Bank of India Flexi Fund Direct-Growth	2165.00	22.31
HDFC MF	Equity	Flexi Cap	HDFC Flexi Cap Fund Direct-Growth	85560.00	23.84
Sundaram Mutual Fund	Equity	Small Cap	Sundaram Small Cap Fund Direct-Growth	3341.00	21.60
Tata Mutual Fund	Equity	Small Cap	Tata Small Cap Fund Direct-Growth	11637.00	21.61
Bank of India	Equity	Small Cap	Bank of India Small Cap Direct-Growth	1925.00	21.75