Most people think wealth is created by investing large amounts.
In reality, wealth is created by time + discipline.
Let’s understand with a simple example:
If you invest ₹5,000 per month in a SIP earning 12% annually:
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Start at age 25 → By 55, you accumulate approx. ₹1.75 crore
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Start at age 35 → By 55, you accumulate approx. ₹50 lakh
🔎 Same investment.
🔎 Same return.
🔎 10-year delay = ₹1+ crore difference.
That’s the power of compounding.
As Albert Einstein famously said:
“Compound interest is the eighth wonder of the world.”
💡 Key Takeaways:
✔ Time in the market > Timing the market
✔ Small, consistent investments win
✔ Delaying investing is expensive
✔ SIP is a powerful tool for salaried & business professionals
If you’re waiting for the “perfect time” to invest — this is your reminder:
The best time to start was yesterday.
The second-best time is today.